Updated July 16, 2021
Citizens’ Residential Component Technology (RCT) Express new cost estimator is now live in the Property Insurance Clearinghouse and PolicyCenter® for all Personal Lines pending quotes, applicable submissions and policy changes.
RCT Express currently is used by many insurance companies. It has many helpful features to calculate valuations by providing specific and detailed descriptions and characteristics of a dwelling and mobile home/manufactured home interior and exterior features.
Some advantages of RCT Express:
It is important that all the features are recorded accurately. The following building and construction features are key when calculating an accurate replacement cost and, when combined, make up 91% of the returned value:
To begin the cost estimate for a mobile home, agents must manually enter property information on the cost estimator’s Building Information panel. Once the agent completes the Year Built and Finished Living Area fields on this panel, prefilled mobile home information will generate in the other panels of the cost estimator.
All resources are on the Agents website:
Citizens conducted live webinars last month about RCT Express. Recordings of the following webinars are available in the Training section under Webinar Recordings:
Use our frequently asked questions for more information about the new cost estimator. Select FAQs from our website’s top menu and enter the following in the search field:
Citizens provides agent communications online for historical purposes only, and the communications have not been updated to include any changes that may have been made after publication. Agents can find the latest information by reviewing the applicable underwriting manuals, and by logging in and accessing our FAQs, which are available from the top of any page on our website.