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Your safety is Citizens’ first priority. If your home is damaged, make sure you and your family are safe and your property is secure. If your property is unsafe, do not try to enter your home.



Contact Citizens First

As soon as you become aware of or suspect damage, report your claim to Citizens. Citizens offers two convenient options for reporting your claim – online and by phone. Both are available 24/7/365.

You can report a claim to Citizens even before you know the full extent of damage. There is no cost to report a claim. Citizens will work with you to make sure any covered damage is repaired quickly and correctly.



Report Your Claim Online

You can report your claim by computer or your mobile device through myPolicy, Citizens’ online policyholder self-service tool. You can use myPolicy to view and download policy documents (excluding claims documents), submit a claim, and view your policy, claims and billing information. You also can make payments under certain conditions.



Report Your Claim by Phone

Citizens’ toll-free claims hotline is available 24 hours a day, seven days a week. A real person, not a computer, will take your claim and start you on the road to recovery.



Call 24/7

Claims Hotline – 866.411.2742

When you call, a friendly customer service representative will ask you for the following information:

  • Your policy number
  • Your contact information, including any temporary addresses or phone numbers where you can be reached if you have been displaced
  • Damage description (example: tree fell on roof, lightning struck house)
  • Mortgage company information (if applicable)

Call even if you are missing some of this information. Citizens will be able to assist you.

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Spotlight

Call Citizens First Materials

Important policy contract changes affect payment for emergency measures and permanent repairs following a loss. All new and renewing HO-3, HO-6 and DP-3 policies are affected.

Learn what is changing.



General Information

Brochure: Reporting a Claim in 4 Easy Steps
Brochure: Using Citizens' Managed Repair Program
Managed Repair Program



Policyholder Resources

Call Citizens First Information Card
(En español)
Call Citizens First Magnet
Policyholder ID Card
Report Fraud

Hurricane Irma Response Video

Citizens Responds

Even before the storm entered Florida waters, Citizens was preparing to help its customers recover from Hurricane Irma. Watch a short video to learn how Citizens responded.

Call Citizens First - Search FAQs