Citizens updated the following forms to evaluate risks better and determine whether a property meets Citizens’ eligibility guidelines:
Agents and licensed inspectors should begin using the updated forms immediately. After September 1, 2018, if the agent submits a previous version of the form(s), Underwriting may request additional information or create other underwriting actions.
The changes on the 4-Point Inspection Form are outlined below.
Section of 4-Point Inspection Form | Description of Changes |
---|---|
Minimum Photo Requirements | Photos now are required for:
|
Legal Disclaimer | Clarifies that the inspection is for underwriting use and does not guarantee systems condition |
Electrical System |
|
HVAC System | Expanded to include servicing/inspection date and a question regarding blockage or leaking |
Plumbing System | Photos now are required for:
|
Roof | The Any visible signs of damage/deterioration? section has been expanded. |
The Roof Condition Certification Form (RCF-1 09 13) has been updated to mirror the roof condition requirements listed on the updated 4-Point Inspection Form.
For more information, log in to the Agents site, and from the website’s top menu, select Search → Search Frequently Asked Questions (FAQs). Enter four-point inspection or roof condition into the search field.
Citizens provides agent communications online for historical purposes only, and the communications have not been updated to include any changes that may have been made after publication. Agents can find the latest information by reviewing the applicable underwriting manuals, and by logging in and accessing our FAQs, which are available from the top of any page on our website.