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Clearinghouse Powered by EZLynx Override Requests
05.22.25

The Clearinghouse Powered by EZLynx® was recently updated to automatically validate if submissions are eligible to connect to PolicyCenter® to continue the application process for HO-3, HO-6, DP-1-D, and DP-3-D policies.

As a reminder, agents can submit a request to override eligibility for a Citizens application if:

  • Other Insurers will not accept a risk based on their filed and approved underwriting guidelines (e.g., property condition, no prior coverage, force placed/lapse coverage, etc.).
  • The price increases after the agent submits it to an insurer (e.g., credit is run, RCE changes, etc.).
  • Other insurers reject the risk once submitted.

To request an eligibility exception:

  1. Complete the Clearinghouse Powered by EZLynx Override Form via the Request Manual Eligibility Exception button on the Quote Results screen in the EZLynx quote. Be sure to copy and paste the quote number into the email Subject field.

    Request Manual Eligibility Exception instructions in EZLynx
    Figure 1: Request Manual Eligibility Exception instructions in EZLynx
     
  2. Email the completed form and all required supporting documentation, per the form instructions, to clearinghouse.help@citizensfla.com. Allow one business day for a response.
  3. If the exception is approved, an Automated Override Approval email will be sent to the email address of the user who is logged in and selects the Manual Eligibility Exception Request button.

    Automated Override Approval email from Clearinghouse Help

    Figure 2: Automated Override Approval email from Clearinghouse Help
     
  4. You will be able to access the approved quote via a link in the approval email or by selecting the Citizens quote that the override request was submitted for in EZLynx and then continuing to PolicyCenter.


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Citizens provides agent communications online for historical purposes only, and the communications have not been updated to include any changes that may have been made after publication. Agents can find the latest information by reviewing the applicable underwriting manuals, and by logging in and accessing our FAQs, which are available from the top of any page on our website.