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2022 Florida Insurance Guaranty Association Assessment

Citizens will begin collecting the 2022 Florida Insurance Guaranty Association (FIGA) assessment, as ordered by the Office of Insurance Regulation (OIR), for new and renewal policies effective January 1, 2022, through December 31, 2022.

FIGA was created by legislation to handle the claims of insolvent property and casualty insurance companies. Statutory limits apply.

The assessment factor is .007 (or 0.7%) and will have a minimum charge of $1.


The 2022 FIGA Regular Assessment will display in PolicyCenter in the Mandatory Additional Surcharges section.

Declarations Page

The 2022 Florida Insurance Guaranty Association (FIGA) Regular Assessment will display on the Declarations page in the Mandatory Additional Charges section.

Rating worksheets and Rating Steps and Factors manuals will be updated on the Agents site. Select Personal, the product line and policy form. The rating worksheets are located in the center menu of the page, and the manuals are located in the right menu.

For more information regarding FIGA, visit

Legal Disclaimer

Citizens provides agent communications online for historical purposes only, and the communications have not been updated to include any changes that may have been made after publication. Agents can find the latest information by reviewing the applicable underwriting manuals, and by logging in and accessing our FAQs, which are available from the top of any page on our website.