Citizens works with private market insurance companies to help our policyholders find coverage in the private-market:

Property Insurance Clearinghouse

The Property Insurance Clearinghouse is an innovative program that helps Citizens agents find private-market insurance coverage for consumers who believe Citizens is their only insurance option. Companies participating in the clearinghouse benefit from:

• Increased access to Florida insurance consumers through Citizens' network of appointed agents
• The ability to develop relationships with Citizens agents through full appointments and limited servicing agreements, which allow agents unable to accept full appointments to write business through the clearinghouse

Depopulation Program

The Depopulation program works with private-market insurance companies interested in offering coverage to Citizens policyholders. Participating companies must be approved by the Office of Insurance Regulation (OIR).