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Changes to Maintain Monroe County Rate Suspension

The Florida Office of Insurance Regulation (OIR) has approved changes to the new-business capping factors and some territory relativities for Monroe County, effective September 1, 2018.

These approved changes ensure the rate freeze for Monroe County is maintained as part of 2018 rate order 211627-17. Changes include updates for all Personal Lines policy types excluding the following:

  • Citizens Homeowners 4 – Contents Broad Form (CIT HO-4)
  • Citizens Homeowners 6 – Unit-Owners Form (CIT HO-6)
  • Homeowners 4 – Contents Wind-Only Form (HW-4)
  • Homeowners 6 – Unit-Owners Wind-Only Form (HW-6)
  • All mobile home policy types

Website Changes

The Rating Steps and Factors manuals have been updated accordingly. Log in to the Agents site for the latest manuals on the Personal section for each applicable policy form.

Legal Disclaimer

Citizens provides agent communications online for historical purposes only, and the communications have not been updated to include any changes that may have been made after publication. Agents can find the latest information by reviewing the applicable underwriting manuals, and by logging in and accessing our FAQs, which are available from the top of any page on our website.