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Sinkhole Claims


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Legal Requirements

Florida law imposes specific requirements on insurers and policyholders for resolving a sinkhole claim. By taking the guesswork out of the process, Citizens hopes to make the process easier and less stressful.

Sinkhole Claims Damage Requirements

  • Sinkhole claims with a date of loss prior to 2012 must have actual physical damage caused by sinkhole activity.
  • Sinkhole claims filed on a policy issued or renewed on or after January 1, 2012, must have structural damage to the principal building (including the foundation) caused by sinkhole activity.

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The following resources provide additional information about sinkholes, the sinkhole claims process and sinkhole repairs:


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Graphic - Sinkhole Claims Brochure

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