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2023-A Florida Insurance Guaranty Association Emergency Assessment

Citizens will begin collecting the 2023-A Florida Insurance Guaranty Association (FIGA) emergency assessment as ordered by the Office of Insurance Regulation (OIR). This will apply to all new and renewal business effective October 1, 2023, through September 30, 2024.

The assessment factor is .01 (or 1.0%) and will have a minimum charge of $1.

Note: The 2023 FIGA Assessment, which was implemented January 1, 2023, will expire December 31, 2023.


The 2023-A Florida Insurance Guaranty Emergency Assessment will display in PolicyCenter® in the Mandatory Additional Surcharges section.

Declarations Page

The 2023 Florida Insurance Guaranty Association (FIGA) Emergency Assessment will display on the Declarations page in the Required Additional Charges section.

Note: Except for CRW/CNRW, Short-Rate rules apply.

Rating worksheets and manuals will be updated on the Agents site. Select Commercial, the product line and policy form. The applicable manuals are located under Manuals on the right side of the page.

For more information regarding FIGA, visit

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Citizens provides agent communications online for historical purposes only, and the communications have not been updated to include any changes that may have been made after publication. Agents can find the latest information by reviewing the applicable underwriting manuals, and by logging in and accessing our FAQs, which are available from the top of any page on our website.