Depopulation Resources - Public - Citizens Property Insurance Corporation

Alerts

Laurie SanchezLebron, Wednesday, May 21, 2025

Holiday Office Closure Important

General

Citizens will be closed Monday, May 26, for the Memorial Day holiday. To report a loss during this time, submit a claim via myPolicy 24/7 or contact our toll-free Claims Reporting Center at 866.411.2742. Citizens will resume regular business hours on Tuesday, May 27.

miscellaneous

Carousel Insurance

Go Paperless
Receive docs electronically via myPolicy.

Water pipe busted, roof damage, sink overflowing, house fire

Contact Citizens First
Have a Claim? Call 866.411.2742

Inspector inspecting a building/house

Learn More About
Citizens-Provided Inspections

Commercial and residential buildings along the shoreline of Florida

Depopulation
Received a new offer of coverage?

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Depopulation Resources

Asset Publisher

Find the current depopulation offers, letters and statistics and the latest coverage worksheets for your depopulation needs. View the list of Takeout Companies that have been approved by the Office of Insurance Regulation (OIR) to participate in Citizens' Depopulation Program.

Personal (Depopulation Choices)

Sample Policyholder Choice letter, form and coverage worksheets are available under Personal Lines Letters and Personal Lines Coverage Worksheets.

06.17.25 - Mangrove
06.17.25 - Patriot Select
06.17.25 - Slide
04.15.25 - American Integrity
04.15.25 - Mangrove
04.15.25 - Slide
03.25.25 - American Integrity
03.25.25 - Slide
03.25.25 - Trident
02.18.25 - American Integrity
02.18.25 - Florida Peninsula
02.18.25 - Manatee
02.18.25 - Monarch
02.18.25 - Slide
02.18.25 - Southern Oak
02.18.25 - Tailrow
02.18.25 - Trident
12.17.24 - American Integrity
12.17.24 - Florida Peninsula
12.17.24 - Manatee
12.17.24 - Slide
12.17.24 - Trident
11.19.24 - American Integrity
11.19.24 - Manatee
11.19.24 - Monarch
11.19.24 - Orange
11.19.24 - Slide
11.19.24 - Trident
10.22.24 - American Integrity
10.22.24 - Florida Peninsula
10.22.24 - Homeowners Choice
10.22.24 - Manatee
10.22.24 - Monarch
10.22.24 - Slide
10.22.24 - Southern Oak
10.22.24 - TypTap
05.21.24 - American Integrity
05.21.24 - Security First
05.21.24 - Slide

Commercial (Depopulation Choices)

Commercial Nonresidential policies are not eligible for opt-out.

Sample Policyholder Choice Letter, form, and coverage worksheets are available under Commercial Lines Letters and Commercial Lines Coverage Worksheets.

05.21.25 - Slide
03.18.25 - Slide
01.21.25 - Manatee
01.21.25 - Slide
10.29.24 - American Coastal
10.29.24 - Condo Owners Reciprocal Exchange
10.29.24 - Manatee
10.29.24 - Slide
06.25.24 - Condo Owners Reciprocal Exchange
04.23.24 - Condo Owners Reciprocal Exchange

Personal Lines

Depopulation Packets

Policyholder Choice Offer* |  En español (Eligible to Remain with Citizens)
Policyholder Depopulation Offer* |  En español (Not Eligible to Remain with Citizens)
Notice of Assumption and Nonrenewal and Certificate of Assumption |  En español
Remain with Citizens Confirmation Letter |  En español
Unsuccessful Assumption Notice |  En español

Commercial Lines

Depopulation Packets

Commercial Residential Policyholder Choice Offer* |  En español
(Eligible to Remain with Citizens)
Commercial Residential Policyholder Depopulation Offer* |  En español
(Not Eligible to Remain with Citizens)
Commercial Non-Residential Policyholder Depopulation Offer* |  En español
(Not Eligible to Remain with Citizens)
Notice of Assumption and Nonrenewal and Certificate of Assumption |  En español
Remain with Citizens Confirmation Letter (Commercial Residential Only) |  En español
Commercial Residential Unsuccessful Assumption Notice |  En español
Commercial Non-Residential Unsuccessful Assumption Notice |  En español

*Includes letters and forms

Depopulation Resources - PL Coverage Information

Personal Lines Coverage Information

Below are companies participating in Citizens’ Depopulation Program. Expand each menu to find a link to the company’s website, a list of policy types with links to standard coverage details, and a side-by-side comparison with a Citizens policy.

DP-1 Coverage
DP-1 C Coverage
DP-1 T Coverage
DP-3 Coverage
DP-3 C Coverage
DP-3 T Coverage
DW-2 Coverage
HO-3 Coverage
HO-4 Coverage
HO-6 Coverage
HW-2 Coverage
HW-4 Coverage
HW-6 Coverage
MDP-1 Coverage
MHO-3 Coverage

American Integrity's website

American Traditions' website

Edison's website

Florida Peninsula's website

Homeowners Choice P&C website

Mangrove's website

Monarch's website

Orange's website

Patriot Select's website

Security First's website

Slide's website

Southern Oak's website

Tailrow's website

Trident's website

TypTap's website

US Coastal 's Website

Depopulation Resources - CL Coverage Worksheets

Commercial Lines Coverage Information

Below are companies participating in Citizens’ Depopulation Program. Expand each menu to find a link to the company’s website, a list of policy types with links to standard coverage details, and a side-by-side comparison with a Citizens policy.

CR-M Coverage
CR-W Coverage
CNR-M Coverage
CNR-W Coverage

American Coastal Insurance Company website

Condo Owners Reciprocal Exchange website

Manatee Insurance Exchange website

Slide Insurance Company website

Depopulation FAQ Search Button

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Video Series

Video Series

Learn about the Depopulation process with the video series: Understanding Citizens' Depopulation Program

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Online Choice Submission

Online Choice Selection

Policyholder Choice Selection

The Depopulation Packet you received indicates your policy’s eligibility to choose between coverage options.

Only policies that receive at least one offer of coverage that is less than 20% of Citizens’ estimated renewal premium are considered ineligible to remain with Citizens.

To submit your choice, you will need the following information:

Policy number
Registration code provided on your Offer Form

A step-by-step walk through of completing your company choice is available in this video Registering Your Company Choice.

Note: Commercial Nonresidential policies cannot elect to remain with Citizens. You either must accept the depopulation offer or rewrite coverage with another company.

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Learn More

Asset Publisher

General Information

Depopulation Program Guide
Depopulation Plan (2017-2023)
Personal Lines Takeout Plan (2012-2016)
Commercial Lines Takeout Plan (2012-2016)
Takeout Company Claims Reimbursement Process
Takeout Company Contacts & Resources

Calendars

Personal Lines Agent/Policyholder (2025)
Personal Lines Takeout Company (2025)
Commercial Lines (2025)

Links

OIR Requirements for Participation
Policies in Force Snapshot

Web Content Display

Videos

Understanding Citizens' Depopulation Program

Infographic

How Did I Get Selected For Takeout?

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