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Depopulation Resources

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Find the current depopulation offers, letters and statistics and the latest coverage worksheets for your depopulation needs. View the list of Takeout Companies that have been approved by the Office of Insurance Regulation (OIR) to participate in Citizens' Depopulation Program.

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Personal Lines Coverage Worksheets

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Online Choice Submission

Online Choice Selection

Policyholder Choice Selection

The Depopulation Packet you received indicates your policy’s eligibility to choose between coverage options.

Only policies that receive an offer of coverage that is more than 20% greater than Citizens’ estimated renewal premium are eligible to remain with Citizens.

To submit your choice, you will need the following information:

  • Policy number
  • Registration code provided on your Offer Form

A step-by-step walk through of completing your company choice is available in this video Registering Your Company Choice.

Note: Commercial Nonresidential policies cannot choose to opt-out of an assumption. You either must accept the depopulation offer or rewrite coverage with another company.

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Understanding Citizens' Depopulation Program



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How Did I Get Selected For Takeout?

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