Citizens works with private market insurance companies to help our policyholders find coverage in the private-market:

Property Insurance Clearinghouse

The Property Insurance Clearinghouse is an innovative program that helps Citizens agents find private-market insurance coverage for consumers who believe Citizens is their only insurance option. Companies participating in the clearinghouse benefit from:

• Increased access to Florida insurance consumers through Citizens' network of appointed agents

Depopulation Program

Citizens is committed to helping its policyholders find coverage in the private market. As required by Florida law, Citizens' Depopulation Program matches Citizens policyholders with insurance companies interested in removing their policy from Citizens and providing private-market coverage for their policy. All companies assuming policies from Citizens have been approved by the Office of Insurance Regulation (OIR).

Citizens offers depopulation programs for personal and commercial lines. Additional information is available on the following page:

Depopulation Resources

Review general sample letters and forms, brochures, videos, and other important resources for the Depopulation Program.