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Timothy M. Cerio

President, CEO and Executive Director

Timothy M. Cerio serves as Citizens’ President/CEO and Executive Director. Cerio is responsible for overseeing all operations of the company and serving as liaison to the Citizens Board of Governors.

With more than 27 years of experience in the public and private sectors, Cerio brings a wealth of expertise to Citizens. Appointed in June 2021 as General Counsel and Chief Legal Officer, Cerio provided critical leadership as Citizens responded to new legislative requirements to stabilize the Florida property insurance market and return Citizens to its role as Florida’s insurer of last resort.

Prior to joining Citizens, Cerio practiced with the GrayRobinson law firm, focusing on regulatory and health care law, government investigations, and administrative law. Cerio previously served as general counsel and later chief of staff for the Florida Department of Health. He also was general counsel to Florida Gov. Rick Scott.

Cerio was a member of the 2017-2018 Florida Constitution Revision Commission. He currently serves on the Board of Governors of the State University System of Florida, and in 2021, Gov. Ron DeSantis appointed Cerio to the Florida Supreme Court Judicial Nominating Commission. In addition to his civic activities, Cerio serves on the James Madison Institute Board of Directors.

Cerio graduated from the University of Florida College of Law with honors in 1995 and was a member of the Florida Law Review. He earned his Bachelor of Arts degree from UF in 1990 and was a member of Florida Blue Key. Cerio and his family live in Tallahassee.