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Jennifer Montero
Chief Financial Officer

Jennifer Montero, CPA, is Chief Financial Officer for Citizens Property Insurance Corporation. In this capacity, Jennifer is responsible for planning and developing the financial course of the corporation. She oversees all aspects of financial reporting, accounting operations, treasury, budgeting, actuarial, and corporate analytics. She also has oversight of a $9 billion investment portfolio. Jennifer is responsible for developing, negotiating, and implementing Citizens’ financing program and risk transfer strategy, including traditional reinsurance and the capital markets.

Having served in positions of increasing responsibility with Citizens (and its predecessor, the Florida Residential Property and Casualty Joint Underwriting Association [FRPCJUA]) since 1999, Jennifer has developed an unmatched institutional knowledge and in-depth understanding of Citizens’ financial needs and business model. Previous positions at Citizens include Controller and managing the Accounting and Finance Departments. She has more than 28 years of experience in accounting and related areas, including more than 24 years in the insurance industry.

Jennifer received her Bachelor of Science degree in Accounting from Florida State University and is a Florida-licensed Certified Public Accountant (CPA).